Residential Mortgage/Remortgage – Price List
Residential Remortgage – Price List
Overview
Our fees aim to cover all the work required to complete the mortgage of the property including undertaking the appropriate searches, subject to the lender’s requirements.
In some circumstances search insurance can be used instead of carrying out the normal searches.
Depending on the type and circumstances of the remortgage different disbursements will be involved, please not the list below is not exhaustive.
Our fee assumes that:
- This is a standard transaction and that no unforeseen matters arise including for example (but not limited to) a defect in title which requires remedying prior to completion or the preparation of additional documents ancillary to the main transaction
- If a leasehold property, our costs are based on an existing lease and is not the grant of a new lease
- The transaction is concluded in a timely manner and no unforeseen complication arise
- All parties to the transaction are co-operative and there is no unreasonable delay from third parties providing documentation
- No indemnity policies are required. Additional disbursements may apply if indemnity policies are required.
Please note the list of disbursements is not exhaustive depending on the circumstances involved.
What we charge:
Our Consultant Solicitors / FCILEX and CLC lawyers charge hourly rates from £200.00 to £350.00. All rates depend on seniority of the individual and the practice area. On request, we may offer to work on a fixed fee or contingency basis. In these exemptional cases, fees are discussed and agreed before we start work.
Services
| Property Value |
Legal |
| Up to £500,000
£500,001 – £1,000,000
£1,000,001 – £2,000,000
£2,000,001 – £3,000,000
3,000,001 – £5,000,000
£5,000,001 to £10,000,000 |
£900 plus VAT
£1,200 plus VAT
£1,800 plus VAT
£3,100 plus VAT
£3,400 plus VAT
£5,000 plus VAT |
Please note we do not carry out transactions greater than the property values listed above.
Disbursements
Disbursements are costs related to your matter that are payable to third parties, such as search fees. We handle the payment of the disbursements on your behalf to ensure a smoother process. There are certain disbursements which will be set out in the individual lease relating to the Property. The disbursements which we anticipate will apply are set out separately below. This list is not exhaustive and other disbursements may apply depending on the term of the lease. We will update you on the specific fees upon receipt and review of the lease from the seller’s solicitors.
| *If Leasehold an additional legal fee
£125.00 plus VAT at 20% |
£125.00 |
Excluding VAT |
| Office Copy Entries
Please note this is £6.00 per title plus VAT at 20%, if your property covers several title numbers then Office Copies will need to be obtained for each title. |
£6.00 |
Excluding VAT |
| Bank Transfer Fee (CHAPS)
£45.00 plus VAT at 20%. Depending on how many existing mortgages are already registered against the property, you will need to allow for a CHAP’S fee for each mortgage redemption, plus allow for the net balance monies to be transferred to you. |
£45.00 |
Excluding VAT |
| OS1 Search
£3.00 plus VAT at 20%. An OS1 Search is carried out for each title number you are mortgaging |
£3.00 |
Excluding VAT |
| Bankruptcy Search
£2.00 plus VAT at 20% per name. A bankruptcy search must be carried out against each of the borrower’s names. |
£2.00 |
Excluding VAT |
| Land Registration Fee
This is dependent upon the value of the property, see link below: https://www.gov.uk/guidance/hm-land-registry-registration-services-fees#scale-2- (VAT does not apply to this cost) |
£0.00 |
VAT not applicable |
| AML Search £6.00 plus VAT at 20%. This must be carried out against each borrower |
£6.00 |
Excluding VAT |
| *Notice of Charge (payable to Management Company)
It is not known whether VAT applies as this is a third party cost, this will be confirmed once enquiries have been made. |
£50.00 – £150.00 |
Excluding VAT |
*These fees vary from property to property and can on occasion be significantly more than the ranges given above. We can give you an accurate figure once we have sight of your specific documents.
Key Stages and Timescales
Legal Fees
| Key Stage |
Timescale |
| Checking deeds and checking new lenders requirements |
0 – 3 week(s) |
| Arranging for the mortgage deed to be signed, requesting a redemption statement from your existing m |
0 – 3 week(s) |
| Arranging draw down of funds from new mortgage and completing |
3 – 4 week(s) |
| Post-Completion |
4 – 5 week(s) |
Professionals
Marcia Lopes
Consultant CILEX
Qualification Educational Institution
CILEX – qualified in 2008
Areas of Law Practiced Experience Time Spent
Residential Property – 100%
Melanie Lawrence
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 2006
Areas of Law Practiced Experience Time Spent
Residential Property 100%
Emma Warner-Reed
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 2000
Areas of Law Practiced Experience Time Spent
Residential Property 100%
Deborah Swanwick
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 1994
Areas of Law Practiced Experience Time Spent
Residential Property 50%
Commercial Property 50%
Jayne Atkinson
CILEX Fellow
Qualification Educational Institution
CILEX Fellow (FCILEX) Qualified in 2007
Areas of Law Practiced Experience Time Spent
Residential Property 100%
Daniel Wong
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 2003
Areas of Law Practiced Experience Time Spent
Commercial Property 15 year(s) 40%
Landlord & Tenant 15 year(s) 30%
Residential Conveyancing 15 year(s) 20%
Immigration Law 15 year(s) 10%
Lorna Lewis
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 2013
Areas of Law Practiced Experience Time Spent
Residential Property 17 year(s) 50%
Commercial Property 17 year(s) 50%
Anushka Dosanjh
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 1992
Areas of Law Practiced Experience Time Spent
Property Law 28 year(s) 40%
Corporate Commercial & Finance 28 year(s) 60%
Jamal Khalil
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 2013
Areas of Law Practiced Experience Time Spent
Property Law 12 year(s) 35%
Family 12 year(s) 30%
Crime 12 year(s) 35%
Ruth Burrell
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 2008
Areas of Law Practiced Experience Time Spent
Property Law 12 year(s) 100%
Michael Christopher
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 2000
Areas of Law Practiced Experience Time Spent
Private Client 20 year(s) 80%
Property Law 20 year(s) 20%
Jack Marriott
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 1975
Areas of Law Practiced Experience Time Spent
Property Law 45 year(s) 100%
Robert Young
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 2006
Areas of Law Practiced Experience Time Spent
Property Law 14 year(s) 100%
Jonathan Sara
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 2003
Areas of Law Practiced Experience Time Spent
Property Law 17 year(s) 100%
Tamasin Curtis
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 2009
Areas of Law Practiced Experience Time Spent
Property Law 11 year(s) 50%
Private Client 11 year(s) 50%
Marshall Levine
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 1981
Areas of Law Practiced Experience Time Spent
Property Law 39 year(s) 35%
Construction Law 39 year(s) 35%
Private Client 39 year(s) 30%
Zaheer Bashir
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 2009
Areas of Law Practiced Experience Time Spent
Property Law 11 year(s) 100%
Annest Smith
Consultant Solicitor
Qualification Educational Institution
Solicitor Advocate Qualified in 2010
Areas of Law Practiced Experience Time Spent
Litigation 11 year(s) 80%
Property Law 11 year(s) 20%
Adrian Hansford
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 1999
Areas of Law Practiced Experience Time Spent
Property Law 22 year(s) 100%
Amardeep Nangla
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 2006
Areas of Law Practiced Experience Time Spent
Property Law 15 year(s) 100%
Badar Zamar
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 2017
Areas of Law Practiced Experience Time Spent
Property Law 4 year(s) 100%
Michael Keeling
Consultant
Qualification Educational Institution
Solicitor Qualified in 2014
Areas of Law Practiced Experience Time Spent
Property Law 7 year(s) 50%
Private Client 7 year(s) 50%
Nick Dymond
Consultant
Qualification Educational Institution
Solicitor Qualified in 2006
Areas of Law Practiced Experience Time Spent
Property Law 15 year(s) 100%
David Durkin-Finch
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 2014
Areas of Law Practiced Experience Time Spent
Property Law 8 year(s) 50%
Personal Injury 8 year(s) 50%
Nadeem Akhtar
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 1999
Areas of Law Practiced Experience Time Spent
Property Law 23 year(s) 50%
Corporate Commercial 23 year(s) 50%
Paul O’Flynn
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 2007
Areas of Law Practiced Experience Time Spent
Property Law 15 year(s) 50%
Mergers & Acquisitions 15 year(s) 50%
Tony Earl
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 2009
Areas of Law Practiced Experience Time Spent
Property Law 13 year(s) 100%
Wesley Emms
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 2008
Areas of Law Practiced Experience Time Spent
Property Law 14 year(s) 35%
Private Client Law 14 year(s) 35%
Employment Law 14 year(s) 30%
Asad Mahmood
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 2018
Areas of Law Practiced Experience Time Spent
Property Law 18 year(s) 35%
Private Client Law 18 year(s) 35%
Family Law 18 year(s) 30%
Julia Hurren
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 1997
Areas of Law Practiced Experience Time Spent
Property 25 year(s) 100%
Emma Rowe
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 2004
Areas of Law Practiced Experience Time Spent
Property Law 18 year(s) 100%
Zahrah Aullybocus
Consultant Solicitor
Qualification Educational Institution
Consultant Qualified in 2011
Areas of Law Practiced Experience Time Spent
Property Law 11 year(s) 100%
Georgina Lingard
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 2008
Areas of Law Practiced Experience Time Spent
Property Law 15 year(s) 100%
Stephen Thomas
Consultant Conveyancer
Qualification Educational Institution
N/A N/A
Areas of Law Practiced Experience Time Spent
Property Law 20 year(s) 100%
Samuel Ogden
Property Lawyer & Advocate
Qualification Educational Institution
FCILEX Qualified in 2021
Areas of Law Practiced Experience Time Spent
Property Law 6 year(s) 100%
Tabriz Rashid
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 2011
Areas of Law Practiced Experience Time Spent
Property Law 12 year(s) 50%
Litigation Law 12 year(s) 50%
Robert McLean
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 2005
Areas of Law Practiced Experience Time Spent
Property Law 18 year(s) 100%
Ellen-Maire Parker
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 2016
Areas of Law Practiced Experience Time Spent
Property Law 7 year(s) 100%
Jack Cranage
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 1993
Areas of Law Practiced Experience Time Spent
Property Law 30 year(s) 100%
Michael Day
Consultant
Qualification Educational Institution
cILEX Qualified in 1995
Areas of Law Practiced Experience Time Spent
Property Law 28 year(s) 100%
Samantha Hinton
Consultant
Qualification Educational Institution
CLC Qualified in 2016
Areas of Law Practiced Experience Time Spent
Property Law 14 year(s) 100%
Timothy Southern
Consultant Solicitor
Qualification Educational Institution
Solicitor Qualified in 1980
Areas of Law Practiced Experience Time Spent
Property Law 43 year(s) 100%
Julie Mortimer
Consultant Conveyancer
Qualification Educational Institution
CLC Qualified in 2023
Areas of Law Practiced Experience Time Spent
Residential Property – 100%
