Residential Mortgage/Remortgage – Price List

Residential Remortgage – Price List

Overview

Our fees aim to cover all the work required to complete the mortgage of the property including undertaking the appropriate searches, subject to the lender’s requirements.

In some circumstances search insurance can be used instead of carrying out the normal searches.

Depending on the type and circumstances of the remortgage different disbursements will be involved, please not the list below is not exhaustive.

Our fee assumes that:

  1. This is a standard transaction and that no unforeseen matters arise including for example (but not limited to) a defect in title which requires remedying prior to completion or the preparation of additional documents ancillary to the main transaction
  2. If a leasehold property, our costs are based on an existing lease and is not the grant of a new lease
  3. The transaction is concluded in a timely manner and no unforeseen complication arise
  4. All parties to the transaction are co-operative and there is no unreasonable delay from third parties providing documentation
  5. No indemnity policies are required. Additional disbursements may apply if indemnity policies are required.

 

Please note the list of disbursements is not exhaustive depending on the circumstances involved.

What we charge:

Our Consultant Solicitors / FCILEX and CLC lawyers charge hourly rates from £200.00 to £350.00.  All rates depend on seniority of the individual and the practice area.  On request, we may offer to work on a fixed fee or contingency basis.  In these exemptional cases, fees are discussed and agreed before we start work.

 

Services

Property Value Legal
Up to £500,000

£500,001 – £1,000,000

£1,000,001 – £2,000,000

£2,000,001 – £3,000,000

3,000,001 – £5,000,000

£5,000,001 to £10,000,000

£900 plus VAT

£1,200 plus VAT

£1,800 plus VAT

£3,100 plus VAT

£3,400 plus VAT

£5,000 plus VAT

Please note we do not carry out transactions greater than the property values listed above.

 

 

Disbursements

Disbursements are costs related to your matter that are payable to third parties, such as search fees. We handle the payment of the disbursements on your behalf to ensure a smoother process. There are certain disbursements which will be set out in the individual lease relating to the Property. The disbursements which we anticipate will apply are set out separately below. This list is not exhaustive and other disbursements may apply depending on the term of the lease. We will update you on the specific fees upon receipt and review of the lease from the seller’s solicitors.

*If Leasehold an additional legal fee

£125.00 plus VAT at 20%

£125.00 Excluding VAT
Office Copy Entries

Please note this is £6.00 per title plus VAT at 20%, if your property covers several title numbers then Office Copies will need to be obtained for each title.

£6.00 Excluding VAT
Bank Transfer Fee (CHAPS)

£45.00 plus VAT at 20%. Depending on how many existing mortgages are already registered against the property, you will need to allow for a CHAP’S fee for each mortgage redemption, plus allow for the net balance monies to be transferred to you.

£45.00 Excluding VAT
OS1 Search

£3.00 plus VAT at 20%. An OS1 Search is carried out for each title number you are mortgaging

£3.00 Excluding VAT
Bankruptcy Search

£2.00 plus VAT at 20% per name. A bankruptcy search must be carried out against each of the borrower’s names.

£2.00 Excluding VAT
Land Registration Fee

This is dependent upon the value of the property, see link below: https://www.gov.uk/guidance/hm-land-registry-registration-services-fees#scale-2- (VAT does not apply to this cost)

£0.00 VAT not applicable
AML Search £6.00 plus VAT at 20%. This must be carried out against each borrower £6.00 Excluding VAT
*Notice of Charge (payable to Management Company)

It is not known whether VAT applies as this is a third party cost, this will be confirmed once enquiries have been made.

£50.00 – £150.00 Excluding VAT

*These fees vary from property to property and can on occasion be significantly more than the ranges given above. We can give you an accurate figure once we have sight of your specific documents.

 

 

Key Stages and Timescales

Legal Fees

Key Stage Timescale
Checking deeds and checking new lenders requirements 0 – 3 week(s)
Arranging for the mortgage deed to be signed, requesting a redemption statement from your existing m 0 – 3 week(s)
Arranging draw down of funds from new mortgage and completing 3 – 4 week(s)
Post-Completion 4 – 5 week(s)

 

Professionals

 

Marcia Lopes

Consultant CILEX

Qualification Educational Institution

CILEX – qualified in 2008

Areas of Law Practiced Experience Time Spent

Residential Property – 100%

 

Melanie Lawrence

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 2006

Areas of Law Practiced Experience Time Spent

Residential Property 100%

 

Emma Warner-Reed

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 2000

Areas of Law Practiced Experience Time Spent

Residential Property 100%

 

Deborah Swanwick

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 1994

Areas of Law Practiced Experience Time Spent

Residential Property 50%

Commercial Property 50%

 

Jayne Atkinson 

CILEX Fellow

Qualification Educational Institution

CILEX Fellow (FCILEX) Qualified in 2007

Areas of Law Practiced Experience Time Spent

Residential Property 100%

 

Daniel Wong

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 2003

Areas of Law Practiced Experience Time Spent

Commercial Property 15 year(s) 40%

Landlord & Tenant 15 year(s) 30%

Residential Conveyancing 15 year(s) 20%

Immigration Law 15 year(s) 10%

 

Lorna Lewis

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 2013

Areas of Law Practiced Experience Time Spent

Residential Property 17 year(s) 50%

Commercial Property 17 year(s) 50%

 

Anushka Dosanjh

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 1992

Areas of Law Practiced Experience Time Spent

Property Law 28 year(s) 40%

Corporate Commercial & Finance 28 year(s) 60%

 

Jamal Khalil

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 2013

Areas of Law Practiced Experience Time Spent

Property Law 12 year(s) 35%

Family 12 year(s) 30%

Crime 12 year(s) 35%

 

Ruth Burrell

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 2008

Areas of Law Practiced Experience Time Spent

Property Law 12 year(s) 100%

 

Michael Christopher

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 2000

Areas of Law Practiced Experience Time Spent

Private Client 20 year(s) 80%

Property Law 20 year(s) 20%

 

Jack Marriott

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 1975

Areas of Law Practiced Experience Time Spent

Property Law 45 year(s) 100%

 

Robert Young

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 2006

Areas of Law Practiced Experience Time Spent

Property Law 14 year(s) 100%

 

Jonathan Sara

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 2003

Areas of Law Practiced Experience Time Spent

Property Law 17 year(s) 100%

 

Tamasin Curtis

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 2009

Areas of Law Practiced Experience Time Spent

Property Law 11 year(s) 50%

Private Client 11 year(s) 50%

 

Marshall Levine

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 1981

Areas of Law Practiced Experience Time Spent

Property Law 39 year(s) 35%

Construction Law 39 year(s) 35%

Private Client 39 year(s) 30%

 

Zaheer Bashir

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 2009

Areas of Law Practiced Experience Time Spent

Property Law 11 year(s) 100%

 

Annest Smith

Consultant Solicitor

Qualification Educational Institution

Solicitor Advocate Qualified in 2010

Areas of Law Practiced Experience Time Spent

Litigation 11 year(s) 80%

Property Law 11 year(s) 20%

 

Adrian Hansford

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 1999

Areas of Law Practiced Experience Time Spent

Property Law 22 year(s) 100%

 

Amardeep Nangla

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 2006

Areas of Law Practiced Experience Time Spent

Property Law 15 year(s) 100%

 

Badar Zamar

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 2017

Areas of Law Practiced Experience Time Spent

Property Law 4 year(s) 100%

 

Michael Keeling

Consultant

Qualification Educational Institution

Solicitor Qualified in 2014

Areas of Law Practiced Experience Time Spent

Property Law 7 year(s) 50%

Private Client 7 year(s) 50%

 

Nick Dymond

Consultant

Qualification Educational Institution

Solicitor Qualified in 2006

Areas of Law Practiced Experience Time Spent

Property Law 15 year(s) 100%

 

David Durkin-Finch

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 2014

Areas of Law Practiced Experience Time Spent

Property Law 8 year(s) 50%

Personal Injury 8 year(s) 50%

 

Nadeem Akhtar

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 1999

Areas of Law Practiced Experience Time Spent

Property Law 23 year(s) 50%

Corporate Commercial 23 year(s) 50%

 

Paul O’Flynn

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 2007

Areas of Law Practiced Experience Time Spent

Property Law 15 year(s) 50%

Mergers & Acquisitions 15 year(s) 50%

 

Tony Earl

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 2009

Areas of Law Practiced Experience Time Spent

Property Law 13 year(s) 100%

 

Wesley Emms

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 2008

Areas of Law Practiced Experience Time Spent

Property Law 14 year(s) 35%

Private Client Law 14 year(s) 35%

Employment Law 14 year(s) 30%

 

Asad Mahmood

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 2018

Areas of Law Practiced Experience Time Spent

Property Law 18 year(s) 35%

Private Client Law 18 year(s) 35%

Family Law 18 year(s) 30%

 

Julia Hurren

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 1997

Areas of Law Practiced Experience Time Spent

Property 25 year(s) 100%

 

Emma Rowe

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 2004

Areas of Law Practiced Experience Time Spent

Property Law 18 year(s) 100%

 

Zahrah Aullybocus

Consultant Solicitor

Qualification Educational Institution

Consultant Qualified in 2011

Areas of Law Practiced Experience Time Spent

Property Law 11 year(s) 100%

 

Georgina Lingard

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 2008

Areas of Law Practiced Experience Time Spent

Property Law 15 year(s) 100%

 

Stephen Thomas

Consultant Conveyancer

Qualification Educational Institution

N/A N/A

Areas of Law Practiced Experience Time Spent

Property Law 20 year(s) 100%

 

Samuel Ogden

Consultant

Qualification Educational Institution

FCILEX Qualified in 2021

Areas of Law Practiced Experience Time Spent

Property Law 6 year(s) 100%

 

Tabriz Rashid

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 2011

Areas of Law Practiced Experience Time Spent

Property Law 12 year(s) 50%

Litigation Law 12 year(s) 50%

 

Robert McLean

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 2005

Areas of Law Practiced Experience Time Spent

Property Law 18 year(s) 100%

 

Ellen-Maire Parker

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 2016

Areas of Law Practiced Experience Time Spent

Property Law 7 year(s) 100%

 

Jack Cranage

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 1993

Areas of Law Practiced Experience Time Spent

Property Law 30 year(s) 100%

 

Michael Day

Consultant

Qualification Educational Institution

cILEX Qualified in 1995

Areas of Law Practiced Experience Time Spent

Property Law 28 year(s) 100%

 

Samantha Hinton

Consultant

Qualification Educational Institution

CLC Qualified in 2016

Areas of Law Practiced Experience Time Spent

Property Law 14 year(s) 100%

 

Timothy Southern

Consultant Solicitor

Qualification Educational Institution

Solicitor Qualified in 1980

Areas of Law Practiced Experience Time Spent

Property Law 43 year(s) 100%

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